Union Home Mortgage
8241 Dow Circle, Strongsville, OH 44136
https://www.uhm.com/
Internal Reviews
(2 reviews)
Total loans closed with Loan Factory
51
Total loans closed with Loan Factory (past 12 months)
25
Lender overview
Basic information
Union Home Mortgage Corp. ISAOA/ATIMA, PO Box 7115,Troy, MI 48007
Mortgagee Clause for Hazard and Flood Insurance Policies Union Home Mortgage Corp ISAOA/ATIMA C/O CENLAR P.O. Box 202028 Florence, SC 29502-2028 Closing Protection Letter Address: 8241 Dow Circle W., Strongsville, OH 44136
Lock policies & Fees
Lock Policies
3 days: 0.075
7 days: 0.175
10 days: 0.250
15 days: 0.375
20 days: 0.500
30 days: 0.750
Worst case pricing
Lender's niche & Overlays
No-Score VA IRRRL & FHA Streamline (use 680 FICO)
Strong FHA & VA purchase pricing
Very strong 15 & 20 year conventional pricing
Non-QM Bank Statement & DSCR ($50,000 min loan)
Allow non-warrantable condos and condotels on non-QM.
Very strong at tougher Government Loans (FHA /US & USDA), scores down to 500 (with Approve/Eligible AUS) and 580 for manual underwrites with no hit to pricing..
Very good at manufactured homes (double /singlewides) and condos. We will gather the condo documents for you with no additional charge.
Conventional escrow waiver up to 95% LTV (limitations apply)
Allow lender credit to cover BPC.
Lender turn time
1
1
1
Review - Union Home Mortgage
3.0
2 Google Reviews
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